IHG Traveler Card: 100K Welcome Bonus Points 

The IHG One Rewards Traveler Credit Card now offers a boosted welcome bonus of 100,000 points for new cardmembers who spend $2,000 within the first three months of opening an account. 

Welcome Bonus Details

New cardmembers can earn 100,000 bonus points by spending $2,000 within the first three months of account opening. This limited-time offer can be used toward Reward Nights or other benefits within the IHG portfolio.

This offer is available to new applicants and those who haven’t received an IHG card welcome bonus within the last 24 months.

Points typically appear in your IHG account within 6–8 weeks after meeting the spending requirement.

Key Benefits of the IHG One Rewards Traveler Card

Earning Points Across Categories

1. 5X Points at IHG Properties: Cardmembers can earn five points per dollar spent at IHG hotels, rewarding frequent stays within IHG’s global network.
2. 3X Points on Key Everyday Categories: Dining, streaming services, gas stations, and utilities earn triple points.
3. 2X Points on All Other Purchases: Earn two points per dollar on non-category purchases.

Additional Perks

• Automatic Silver Elite Status: Cardholders automatically receive Silver Elite status, with perks like late checkout and priority check-in. 
• An additional opportunity to upgrade to Gold Elite status by December 31 of the following year for transactions totaling $20,000 or more in any calendar year.
• Annual Bonus Points: Cardholders can receive 10,000 bonus points annually after spending $10,000.
• 4th Night Free on Reward Stays: For every four consecutive Reward Nights, the fourth night is free.
• Save 20% on Points Purchases: Cardmembers enjoy a 20% discount when purchasing IHG points.
• No foreign transaction fees: When you use your card to make transactions outside of the United States, you won’t pay an international transaction fee.
• IHG Reward Night Sales Early Access
• Baggage delay insurance for up to $100 per day for three days if the passenger carrier delays your baggage for more than six hours.
• Compensation for lost baggage You are covered for up to $3,000 per passenger if the carrier damages or loses your checked or carry-on baggage or the baggage of your immediate family.
• Get protection that protects your new purchases for 120 days against theft or damage for up to $50,000 per account and $500 per claim.
• Trip cancellation and interruption insurance You can get up to $5,000 reimbursement for pre-paid, non-refundable expenses such as passenger fares, excursions and other costs if your trip is canceled or interrupted due to illness, inclement weather or other specified circumstances.

How to Maximize the 100,000-Point Bonus

The welcome bonus can be used across a range of IHG hotels and resorts:

• Use payment for services and goods for all eligible purchases to meet the $2,000 spending requirement for the welcome bonus.
• Redeem points for up to 20 nights, with stays starting at 5,000 points per night or use the points to cover a few nights at high-category properties, offering savings on premium stays.
• Use the privilege of the 4th free reward night.
• To earn 5X points, book directly through IHG channels.

Refer a Friend Bonus

Existing cardholders have an opportunity to earn additional rewards by referring friends. Cardholders can earn 20,000 bonus points for each friend who gets approved for a participating IHG One Rewards Credit Card, up to 100,000 bonus points per year. To refer friends, log into your account and click the referral link.

Ideal Cardholder Profile

This card suits those who frequently stay at IHG hotels and want flexible points on everyday spending. With benefits like the fourth-night free and potential annual bonus points, the card’s value extends beyond the welcome offer.