Best Capital One Transfer Partners: Where to Use Your Miles for Maximum Value

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Capital One offers a versatile rewards program, allowing cardholders to transfer miles to various airline and hotel partners. By strategically selecting the best transfer partners and staying informed about program nuances, you can unlock substantial value from your Capital One miles, turning everyday spending into extraordinary travel experiences.

Capital One has established partnerships with multiple airline and hotel loyalty programs. Most transfers occur at a 1:1 ratio, meaning 1,000 Capital One miles equals 1,000 partner miles or points. However, some partners have different transfer ratios. 

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Image source Tdorante10, CC BY-SA 4.0, via Wikimedia Commons

With one of these cards, you also get access to all of Capital One’s transfer partners. 

Сapital One Hotel Transfer Partners

​Capital One offers three hotel loyalty programs as transfer partners, allowing cardholders to convert their miles into hotel points. Here’s an overview of these partnerships:​

Hotel Loyalty ProgramTransfer RatioDetails
Choice Privileges1:1Transfer 1,000 Capital One miles to receive 1,000 Choice Privileges points. This program includes brands like Comfort Inn, Quality Inn, and Cambria Hotels, offering a wide range of options, especially in the U.S.
Wyndham Rewards1:1Transfer 1,000 Capital One miles to receive 1,000 Wyndham Rewards points. Wyndham’s portfolio encompasses various brands, including Days Inn, Super 8, and Wyndham Grand, providing numerous lodging choices worldwide.
Accor Live Limitless (ALL)2:1Transfer 2,000 Capital One miles to receive 1,000 ALL points. Accor’s collection features luxury and upscale brands like Sofitel, Fairmont, and Novotel, with a significant presence in Europe and other international markets.
Сapital One Hotel Transfer Partners

List of Capital One Airline’s Partners

Capital One has built partnerships with 15 airlines to transfer Rewards Miles. 

The table below shows all the options for direct transfer of points to airline campaigns of Transfer Ratio partners. 

Loyalty ProgramTransfer Ratio
Aeromexico Club Premier1:1
Air Canada Aeroplan1:1
Air France-KLM Flying Blue1:1
Avianca LifeMiles1:1
British Airways Executive Club1:1
Cathay Pacific Asia Miles1:1
Choice Privileges1:1
Emirates Skywards1:1
Etihad Guest1:1
Finnair Plus1:1
Qantas Frequent Flyer1:1
Singapore Airlines KrisFlyer1:1
TAP Air Portugal Miles&Go1:1
Turkish Airlines Miles&Smiles1:1
Virgin Red1:1
Wyndham Rewards1:1
Accor Live Limitless2:1
EVA Air Infinity MileageLands2:1.5
JetBlue TrueBlue5:3
List of Capital One Airline’s Partners

Note: Transfer ratios can change; always verify current rates before transferring.

It is important to know that the transfer of points works only in one direction, and the transferred miles cannot be returned.

Please note that airline alliances give you access to an extensive network of carriers, which guarantees you a variety of flight booking options.

Expand Your Options With Alliances

Airlines all over the world are uniting in alliances such as Star Alliance, SkyTeam, and Oneworld. Even if your target airline isn’t a direct Capital One partner, you can still book flights with them by transferring your Capital One miles to one of the partner programs within the same alliance.

For example:

  • Star Alliance: If you’re interested in flying Korean Air, but it’s not a direct Capital One partner, consider transferring your miles to a partner like Air Canada Aeroplan or Singapore Airlines KrisFlyer. Both programs are part of Star Alliance, which gives you access to Korean Air and dozens of other carriers.
  • Oneworld: Let’s say you prefer to fly with a carrier like Japan Airlines. While Japan Airlines isn’t a direct option, you can transfer your miles to British Airways Executive Club. 
  • SkyTeam: If your travel plans include airlines that are part of the SkyTeam alliance, transferring your miles to Air France-KLM’s Flying Blue program can open up routes served by other SkyTeam members.

Using these alliances means you’re not limited to a few airlines.

Best Capital One Airline Transfer Partners

transfer partners

The worth of your miles is primarily determined by how you use them. Transferring miles to one of Capital One’s travel partners can be a highly rewarding option, especially when booking flights. 

Here are a few examples where mileage transfer is really effective:

Air Canada Aeroplan

Aeroplan is a trusted Capital One transfer partner.

Air Canada’s Aeroplan points offer a great value for booking United flights in the U.S., especially for last-minute travel, as well as Star Alliance awards worldwide, thanks to distance-based pricing.
Short one-way flights within North America cost as little as 6,000 points each way. Aeroplan NerdWallet estimates the value of 1 Aeroplan point at approximately 1.4 cents.

Avianca LifeMiles

Avianca LifeMiles is one of the best Capital One transfer partners for Star Alliance redemptions.
LifeMiles often offers lower redemption rates compared to other programs, making it a favorite for booking premium cabin seats on airlines like Lufthansa and Swiss.
One-way business class flights between the U.S. and Europe start at just 63,000 miles, and LifeMiles never adds fuel surcharges on award bookings. NerdWallet values LifeMiles at around 1.2 cents per mile.

Air France-KLM Flying Blue

Flying Blue, the joint loyalty program of Air France and KLM, is a solid option for transatlantic travel.
It frequently offers discounted “Promo Rewards” that reduce mileage requirements on select routes.
One-way economy flights between the U.S. and Europe can be booked for as little as 15,000 miles, while business class starts at 50,000 miles. NerdWallet values Flying Blue miles at approximately 1.2 cents each.

Turkish Airlines Miles&Smiles

Miles&Smiles is a standout Capital One transfer partner, known for its incredible award sweet spots.
You can book United Airlines domestic flights for just 7,500 miles one-way in economy or 12,500 miles in business class—far lower than most U.S. airline programs.
Turkish Airlines also offers competitive rates for international travel, including 45,000 miles one-way in business class between the U.S. and Europe. NerdWallet values Miles&Smiles at around 1.3 cents per mile.

Emirates Skywards

Emirates Skywards miles are ideal for booking premium-class travel on Emirates’ world-class cabins.
First-class flights on the Emirates A380, including the famous shower suites, can be booked for 136,250 miles one-way from the U.S. to Dubai.
For short-haul flights, Emirates’ partnership with JetBlue allows for redemptions starting at 7,500 miles. NerdWallet values Emirates Skywards miles at about 1.1 cents each.

British Airways Executive Club

British Airways Executive Club is a top transfer option for short-haul Oneworld flights, thanks to its distance-based pricing.
Flights under 650 miles on partners like American Airlines and Alaska Airlines can be booked for just 7,500 Avios in economy.
Avios can also be transferred to Iberia and Qatar Airways for additional redemption options, including great business class deals. NerdWallet values Avios at approximately 1.2 cents each.

Singapore Airlines KrisFlyer

Singapore Airlines KrisFlyer is the best way to book award flights on Singapore Airlines’ renowned premium cabins.
Suites Class, one of the most luxurious first-class experiences, can be booked for 132,000 miles one-way from New York to Frankfurt.
KrisFlyer miles are also useful for booking Star Alliance partner flights, but transfers take longer compared to other programs. NerdWallet values KrisFlyer miles at around 1.3 cents each.

Strategies for Maximizing Capital One Miles

Confirm Award Availability Before Transferring: Since transfers are irreversible, ensure award seats are available with the partner airline before moving your miles.​

  1. Monitor Transfer Ratios and Bonuses: While many partners offer a 1:1 transfer ratio, some, like JetBlue, have different rates (e.g., 5:3). Prioritize partners with 1:1 transfer ratios to maximize value. 
  2. Understand Partner Alliances: Leveraging airline alliances (e.g., Star Alliance, SkyTeam, Oneworld) can expand your redemption options, allowing you to book flights with various carriers using a single partner’s miles.​
  3. Evaluate Redemption Options: Compare the value of transferring miles versus booking through Capital One’s travel portal, where miles are typically worth 1 cent each.
  4. Stay Updated on Program Changes: Frequent flyer programs can update their award charts and policies. Regularly review the latest information to adapt your redemption strategies accordingly.​

By strategically selecting transfer partners and staying informed about program nuances, you can unlock substantial value from your Capital One miles, turning everyday spending into extraordinary travel experiences.

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